Accra Street Journal

Discover the top banking features Accra residents value most in 2026. Digital banking, security, personalisation, and hybrid service models drive Ghana's banking choices

The Most Important Banking Features Accra Residents Look For An Accra Street Journal Finance & Banking Guide Executive Introduction The question “Where do you bank?” is rapidly becoming obsolete. The question that matters now is “How do you bank?”. Accra’s banking customers are no longer loyal to institutions—they are loyal to experiences. Banking...

Bank charges are rising in Ghana due to regulatory pressures (20% CRR), MoMo fees, and currency volatility. Practical strategies to reduce your banking costs

Why Bank Charges Keep Rising — And How to Reduce Them in Ghana An Accra Street Journal Finance & Banking Guide Executive Introduction Every few months, Ghanaian bank customers and mobile money users face a familiar frustration: another charge has been introduced, another fee has gone up. The proposed 0.75% fee on MoMo-to-bank transfers, scheduled for June 1, 20...

GH¢493 billion in monthly mobile money transactions drives Accra's cashless future. 81% financial inclusion, but only 37% of businesses accept digital payments. Full analysis.

The Future of Cashless Payments in Accra, Ghana: ASJ Intelligence Brief Executive Introduction Walk through Makola Market on any given morning, and you will still hear the familiar jingle of mobile money transactions alongside the rustle of cash. But step into a mid-size retailer in Osu or a startup hub in Cantonments, and the story changes entirely . In 2026, Accra’s...

Mikel Merino scored an 87th-minute winner after a goalkeeping error as Spain defeated Belgium 2-1 to reach the World Cup semifinals

Spain Vs Belgium: Merino’s Late Winner Sends Spain Past Belgium to Set Up France Semifinal Mikel Merino scored an 87th-minute winner after a goalkeeping error by substitute Senne Lammens as Spain edged Belgium 2-1 to reach the World Cup semifinals Spain defeated Belgium 2-1 in a dramatic quarterfinal thriller at Los Angeles Stadium on Friday, with super-sub Mikel Merino scoring an 87th-mi...

Savings accounts earn 2-8% while inflation erodes value. Learn why investing in Treasury bills, mutual funds, or stocks is essential for building real wealth in Ghana

Why Savings Accounts Alone Won’t Build Wealth in Ghana: ASJ Intelligence Brief An Accra Street Journal Personal Finance Guide Executive Introduction For many Ghanaians, financial discipline begins and ends with savings. From the susu collector who comes around every afternoon to the bank account we proudly open for our children, we have long believed that keeping money aside i...

Ghana's fraud cases surged 48% in 2025. Learn to protect your bank account with practical steps—Social engineering, not hacking, is the real threat. Expert tips

How to Protect Your Bank Account From Fraud: ASJ Guide for Ghanaians An Accra Street Journal Finance & Security Intelligence Brief Executive Introduction Financial fraud in Ghana is surging. The Bank of Ghana’s 2025 Fraud Report shows total reported fraud cases jumped 48 per cent from 16,733 in 2024 to 24,778 in 2025 . However, the headline obscures a critical dist...

High interest rates (25-30%), aggressive debt collection, and loan products misaligned with informal incomes drive loan avoidance in Accra, Ghana

Why Many People in Accra Ghana Avoid Loans: ASJ Intelligence Brief From high interest rates to the trauma of debt collectors—the deep-seated reasons behind Ghana’s persistent loan aversion Executive Summary In Accra, loan avoidance is not a financial quirk—it is a survival strategy. The average lending rate in Ghana hovers around 25–30 percent among commerc...

Mobile Money transactions in Ghana hit GH¢493.2 billion in April 2026. This analysis explores why MoMo dominates payments, financial inclusion, and the future of digital finance in Ghana

Why Mobile Money Still Dominates Transactions in Ghana: ASJ Intelligence Brief An Accra Street Journal Finance & Technology Guide Executive Introduction In a world increasingly defined by digital payments, Ghana’s financial landscape tells a story of homegrown success that has outpaced expectations. Mobile Money (MoMo) isn’t just a payment method here; it has become the pr...

Engineers & Planners is contesting enforcement of an ICC interim award over the Black Volta and Sankofa gold concessions in Ghana's Upper West Region.

Engineers & Planners Battles $100 Million Arbitration Award Over Black Volta Gold Project Ownership The mining company founded by Ibrahim Mahama is contesting enforcement of an ICC interim award in London, with a final ruling expected in September 2026 Engineers & Planners, the mining company founded by Ibrahim Mahama, is fighting efforts to enforce an international arbitration award over ownershi...

The collapse of US-Iran peace efforts has revived global oil supply fears, with COMAC CEO warning falling prices pose a "deadly" risk to Ghana's fuel sector.

Renewed US-Iran Tensions Keep Ghana’s Fuel Market on Edge as Price Volatility Bites The collapse of peace efforts between Washington and Tehran has revived fears over global oil supply disruptions, with the CEO of COMAC warning that falling prices pose a “deadly” risk to Ghana’s downstream petroleum sector. Renewed tensions between the United States and Iran after the collaps...