Wellness Card LLC is a Discount Mediical Program. It is NOT Insurance. It is not an insurance company nor will is act like an insurance company.
At Wellness Card, LLC, the discount card is just that, a discount program for mental health services. This means you will not have to worry about coordination of benefits, deductibles, or charge backs 3 years later, and unexpected bills because the insurance provider decided not to pay, This discount card allows a more direct provider. patient relationship. There is no insurance company involved d
ictating to the provider what types of treatment, How often they can occur, or how many times the patient can be seen. Many employer provided expensive employee programs for the employees in times of personal crisis. Often these companies are billed 4 to 5 times what a session cost with just the standard discount card program. Additionally, often this EAP has a maximum number of sessions. With the Wellness Discount card Program, The employer can effectively offer free or affordable mental healthcare to their employees with no limitations. Patients medical records are kept confidential between the provider and the patient. The patient uses his or her health insurance and the insurance company is notified of both the diagnostic and the treatment, which goes into the patients personal record. Further more, the insurance provider has the right to request all sessions notes and documentation per there agreement. This further can follow the patient with the possibility of later causing an increase in the patients rates or even denial of service. Because of the sensitive nature related to mental health care, many patients wish to keep there treatment records private. With using the Wellness Discount Card, the only way your records would EVER be released would be through a personal request or a court subpoena. With the ever increasing cost of healthcare these days, many companies are forced to go to what is known as the "Luminous Plan". In these plans, often the patient must meet a high deductable of several thousands of dollars before coverage even begins. More often than not, The patient exhaust his or hers maximum mental health benefits before they meet there deductable. This effectively causes the patient to be a self pay at a mush higher rate than the discount card program, Once again giving the insurance provider access to all the patients medical records. As employers struggle to provide coverage to there employees, with the high cost of healthcare, co-pays for services are ever increasing. the sad part is it is not uncommon for a patient to have to pay $50.00 -$ 60.00 co-pay per session. This is why we are here
