Building Wealth Through Homeownership

What if you could lower your mortgage payment during your first year—
without needing seller concessions?

A 1-0 Temporary Buydown may help make homeownership more affordable while you get settled into your new home.

Here’s how it works:

✅ Your interest rate is reduced by 1% during the first year of your mortgage.
✅ This may result in a lower monthly principal and interest payment during year one.
✅ Beginning in year two, your loan returns to the original note rate for the remainder of the loan term.
✅ No seller concessions are required on eligible loans.

If you’ve been waiting for the “perfect” time to buy, this financing option may be worth exploring. It can provide payment relief during your first year while allowing you to purchase the home you want today.

Whether you’re buying your first home, moving up, or using Conventional, FHA, VA, or USDA financing, I’d be happy to show you how a 1-0 Temporary Buydown compares to a traditional mortgage.

Offer expires August 2026

📩 Send me a message for a personalized payment comparison. I’ll walk you through your options and help you determine whether this program is a good fit for your goals.

Available on eligible loan programs for qualified borrowers. Subject to credit approval, underwriting, and program guidelines. Not all applicants or loan scenarios will qualify. This advertisement is not a commitment to lend.